Your views on finance

general life insurance cover is all one needs if it is just to leave enough to bury you.People pay lots for life insurance and there is really no need if it is only for that.Why pay more than you can afford and put your self in a fix financially .life insurance is a great thing to have but not if your paying way to much for it, and it puts you in a bind.You can ask the company to send a agent to your home if you wanted totake out life insurance .I had one agent that was not my cup of tea to say the least ,he was a bit to loud and pushy for my taste, so i never bought any from him, he seemed to just want to push you in to buying, and trying to talk over my head, very wrong thing to do to me that is for sure, I just brought him down to size and showed him the door.I had a call from his boss saying he was very sorry i was upset ,i told him takes more that your agent to upset me in any way, i said i just did not like his manner so asked him to leave my home.The next one was a bit of a dither he was dreadful at explaining things to me and some questions i asked he could not answer, I new more about insurance than he did and that is saying something my goodness. I told him to go learn his job properly before he goes in to any one Else's home, he is only embarrassing him self ,also the person he is trying to sell to , he apologised and said he would , he was not bad or impolite he just needed to learn more about his job that's all.The last one i actually bought my insurance from was knowledgeable about what he was selling andwhat it entailed ,he answered any questions I had and did not give me to much trouble understanding what he was talking about, he new the job from inside out so I give his company my business . I like straight talking and down to earth explaining, i can not be bothered with all the jargon and pomp that comes out some insurance agents mouths.Talk plain to me and do not try talking above me, it does not wash with me in any way.